There aren’t too many financial decisions larger than the one you make when you decide to buy property.  Property is that piece of land and its contents that you can call your own. It’s your piece of the country you live in. And it’s a huge step in your financial and family life.  Personally, it’s what you choose to call “home”.  Keeping the home fires burning, home for the holidays, home for dinner are all the emotional memories we try to build for ourselves as we mature. You’ve decided that you’ve been paying rent long enough. Now you are ready to investigate the home market, and before you start looking, you need to know what kind of “home” you will be able to afford.  Everyone is curious about that monthly payment, and you can find out in seconds by using a mortgage calculators. Arranging and re-arranging all the variables you feed into this tool, it will provide you all the information you need to make a sound decision.